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Who Am I

Dennis has helped thousands of good people achieve their homeownership goals.  He makes great things happen on your behalf.  He also feels very strongly that ‘home’ is a sacred place.  As a result, Dennis is committed to providing you with the best service, options, and information, enabling you to make the most informed and beneficial decisions for your family.

Dennis enjoys spending time with his family, including his bride of more than 40 years, 8 children, and 13 grandchildren; serving in his church; and biking.  Some of his favorite memories include a “Disney” cruise with a few of his children and grandchildren, a day-long 206 mile bike ride from Logan Utah to Jackson Hole Wyoming with four of his children, and playing catch and other games with his sons and daughters.  He says: “As a family, we enjoy gathering around the piano and singing favorite songs together, teasing one-another, and simply being together”.

Outstanding service, uncompromising integrity, and a commitment to excellence mark the difference between Dennis and his competitors. He is dedicated to making a positive difference in people’s lives. As a result, his clients keep coming back and referring their friends and family.


Loan Programs

Reverse Mortgage

A reverse mortgage is a loan for seniors age 62 and older. HECM reverse mortgage loans are insured by the Federal Housing Administration (FHA) and allow homeowners to convert their home equity into cash with no monthly mortgage payments.

Conventional

Conventional conforming loans are not made by a government entity, like FHA and VA loans, but instead follow the guidelines set forth by Fannie Mae and Freddie Mac.

VA

VA loans are made by Fairway Independent Mortgage Corporation and guaranteed by the U.S. Department of Veteran Affairs (VA) to eligible veterans for the purchase or refinance of a home.

FHA

If you have credit challenges, an FHA loan may be the right answer for you, especially if you have been through a foreclosure or bankruptcy.

Jumbo

A jumbo loan, a type of non-conforming loan, is a home mortgage that allows financing for loan amounts that exceed the conforming maximum of $424,100.

USDA

Owning a home outside of city limits may be easier than you thought with USDA home financing from Fairway Independent Mortgage Corporation.